Representative APR Example
£350 borrowed for 30 days. Total amount payable by one repayment: £434.
Total interest payable by one repayment: £84. Representative APR 1223.6% (Variable)
0 Day(s)
Interest : £0
Repayment : £0

Small Loans for Desperate Needs

There are people who do not have a fixed salary. But if they have benefits, they too can avail loans on the internet. These loans, called loans for people on benefit, are similar to the payday loans. You take the loan based on the amount of benefit you get. You repay the loan from the benefits you receive.

It may be a bit difficult for people on benefits to receive loans. They can always go for the secured loans but that involves the risk of loosing their property in case anything goes wrong. And people on benefit seldom can expect loans from the local bankers.

But the internet money lenders have opened up new hope in the people who live on benefit. As these people too have their own expenses, they too should receive financial help in some way or the other. Considering this fact, many internet money lenders have started offering loans for people on benefit.

They may not get as higher amount as other payday loans, but still, based on the income they receive through the benefits, these online money lenders help them out with cash whenever they need. Once they repay their loan without any problem, they create goodwill with the money lender. In such cases, they can expect higher loans the next time they need money.

They too can avail secured and unsecured loans. For emergency money, it is advised for them to go for unsecured loans as the processing is a bit faster. For higher amounts, they can place some collateral or get the guarantee from someone. In case of such loans, the interest rates are a bit lower than the regular payday loans.

The procedure for obtaining loans for people on benefits is same as the payday loan. You have to fill in a form, based on which your loan amount is decided. The speed of processing is fast. Very often, they do not even need to fax any documents. And finally they get the much needed money in no time.


People living on benefits can also avail loans when they need some urgent money. Internet based money lending companies understand their needs and provide loans for people on benefits. The procedure is same as that of a payday loan.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in UK. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.


Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

Warning: Failure to meet your repayments can have serious financial consequences. For help, go to