Representative APR Example
£350 borrowed for 30 days. Total amount payable by one repayment: £434.
Total interest payable by one repayment: £84. Representative APR 1223.6% (Variable)
0 Day(s)
Interest : £0
Repayment : £0

Quick cash arrangement for physically and mentally inefficient people

11 June 2009

People who spend their live on benefits can scarcely meet their needs on time. For fulfilling their emergency needs either they need to dependent upon their friends help or wait for their next payday if he is working. But sometime the both sources are not capable of fulfilling their instant requirement of money. In these circumstances, loans for people on benefits offer quick money with better terms & conditions as comparative to other loans.

These loans are especially designed for the physically and mentally inefficient people who are not capable to earn enough income to meet their needs.  These loans are available in both secured and unsecured forms. People can choose whatever form of loans according to their requirements and convenience. If you want much amount for long period secured form of loan will be better option for you. Under these loans you can extract funds ranges from £5,000 to £75,000 for the repayment term of 5-25 years. If you are not possess any property and need cash for short period unsecured will be the right option. With unsecured loans you can avail amount ranges from £1,000 to £25,000 according to your needs and repayment capabilities. The repayment term of these loans can be 1-10 years.

Advantages of these loans

  • These loans have instant approval.
  • No faxing procedure is followed. Means lender will not ask you to fax any documents at the time of filling online application.
  • All the loan application process is followed online.
  • Bad credit ratings like CCJ, IVA, bankruptcy, defaults, arrears, late payment etc. are acceptable. At the time of applying for loans no matter what kind of credit ratings you are own. If you feel the need of money you can avail it instantly as no credit check process is followed.  

For availing Personal Loans the applicant must be getting monthly help by the DSS. For the convenience of the borrowers mostly lenders offer online application system. Where borrowers just need to fill a simple application form with required details and submitted online. Once the application has been reviewed your funds can be transferred into your bank account with minimum time period.

Generally, the interest rates of these loans can be higher as it is short term and unsecured by nature. But the rate of interest of secured loans is less as comparative to unsecured loans. There are various lenders available in the market who will offer you the loan deal. Be attentive while finalizing the deal. Check all terms & conditions and rate of interest offered by them.


Loans for people on benefits assist you in availing money faster by eliminating various tedious formalities.  For saving your precious time you can take help of internet and avail funds with least time duration. These loans are mainly beneficial for the physically and mentally inefficient people who are not capable to earn enough income to meet their needs.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in UK. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.


Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

Warning: Failure to meet your repayments can have serious financial consequences. For help, go to