Representative APR Example
£350 borrowed for 30 days. Total amount payable by one repayment: £434.
Total interest payable by one repayment: £84. Representative APR 1223.6% (Variable)
0 Day(s)
Interest : £0
Repayment : £0


Is there any fee for applying?
No, it's absolutely free to apply with us for unemployed loans.

How long will I have to wait for a decision?
We usually offer instant decision. But depending on your circumstances it can take anywhere between few minutes to 24 hours to get a decision!

I am currently not employed. Can I apply?
Absolutely! We work with people who are unemployed to get easy loans with no hassle!

Can I apply for loans through the phone?
Currently it is not possible for you to apply on phone. You will need to complete our online application form.

What is the repayment period of a payday loan?
A payday loan is given for a short period of time. Based on the lending amount, this period varies from 7-14 days.

Is there any credit checking process ?
No. There is no credit checking process at Loans for people on benefits.

Can I avail loans with my insufficient credit?
Sure, you can avail loans with your insufficient credit.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in UK. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.


Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

Warning: Failure to meet your repayments can have serious financial consequences. For help, go to