Representative APR Example
£350 borrowed for 30 days. Total amount payable by one repayment: £434.
Total interest payable by one repayment: £84. Representative APR 1223.6% (Variable)
0 Day(s)
Interest : £0
Repayment : £0

Facing cash shortage when on benefits?

17 July 2013

Loans for people on benefit are designed for the people who are not able to manage their expenses with the DSS benefits. These are customized loans for such people and so you can apply for it anytime.

Lenders will never ask you the purpose of loan. You should only be able to repay the loan. If you can, you get it.

Amount and period of loan are decided on the basis of your repaying capability. Mostly, lenders give a few options. You are requested to select one as per your needs and capability.

You should note that you should take the loan only in urgent case because the loan is given on high interest. This is an unsecured type of loan. You can get the loan easily but have to pay high price for it.

You should take only that amount that you can repay easily within the specified time. When your finances are tight, you should not get big overhead. Amount and period have a direct bearing on loan cost; you should control them to control the cost.

Loans for people on benefit are a small amount loan facility. You can get up to a few hundred pounds only. Even the repayment time won’t beyond a year or so. The loan is meant for everyday requirement of common people. If you have bigger requirement or need money for longer period, you should look another kind of loan.

Lenders have different terms for such loans. You can negotiate with them to get a good deal. If you can bargain well, you can get reduced interest and flexible repayment plan. These lenders never allow a customer, go. You need to play smart.

To compare the offers of different lenders, you can check out their annual percentage rate. It tells you the cost of loan on yearly basis. The lower the annual percentage rate, the cheaper is the loan. You should apply to the lender who has lowest annual percentage rate.


Loans for people on benefit offer small cash to the people living on DSS benefits. You can use the money help for anything as per your needs.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in UK. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.


Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

Warning: Failure to meet your repayments can have serious financial consequences. For help, go to