Representative APR Example
£350 borrowed for 30 days. Total amount payable by one repayment: £434.
Total interest payable by one repayment: £84. Representative APR 1223.6% (Variable)
0 Day(s)
Interest : £0
Repayment : £0

A convenient loan to beat cash crunch

25 June 2013

When was the last time you visited your home town? You may have thought about it but would have found it difficult in a stage when you are trying hard to make ends meet.

A little money in hand could be of help to go down to pay a visit to your family. You can make use of unsecured loans for people on benefits, which can be availed online.

These schemes besides providing unsecured loans to those on benefits have various other advantages.

For example, if you have a bad credit history this will not prevent you from availing these loans as the lenders do not carry out any credit check before providing you the loan.

Also it is very easy to apply for unsecured loans for people on benefits; you can apply for the loan any time by going online and filling out a proposal form with all you are details.

The application form has to be submitted online itself. There is no need to take a print out and fax the same or any other documents to the lender’s office.

If you fall into the category of borrowers as preferred by these lenders the loan amount is approved for your online itself and the amount sent directly to your bank account. And the best part is that there are no upfront processing fees applicable.

The money that you obtain can be used according to your needs and priorities. There is no kind of report needs to be submitted to the lender on how you used the borrowed sum.

A fact that you need to keep in mind is not to borrow more than you require urgently as the interest rates on these loans are very high. The reason for this is the lenders carry very high risk by providing unsecured loans to borrowers with limited capacity to pay back and without any credit check.

The other thing before taking this loan is to ensure that you have a good repayment plan in place otherwise you will end up paying back a lot more than you had planned as these loans have very high penalty charged for late repayments.


Unsecured loans for people on benefits provide collateral free loans to those on benefits and without any credit checks. The loan can be applied online free of any processing fee.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in UK. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.


Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

Warning: Failure to meet your repayments can have serious financial consequences. For help, go to